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VA Combined Rating Calculator | Veterans Creed
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VA Disability Combined Rating Calculator

A softer, easier-to-use experience for estimating VA combined ratings, bilateral factor effects, and 2026 monthly compensation.

38 CFR 4.2538 CFR 4.262026 Rate Table
Helpful tip

Think in conditions, not percentages.

Add one service-connected condition per row, then let the calculator handle the whole-person math and bilateral factor automatically.

1Enter service-connected ratings

Add each VA-rated condition below. Use Bilateral for paired-limb conditions like both knees, both shoulders, both hands, or both feet so they are combined first under 38 CFR 4.26.

2Dependent status

Dependents can increase compensation once the combined rating reaches 30% or higher.

Your estimated outcome
Raw Combined
—%
→
VA Rounded Rating
—%

Estimated monthly compensation — 2026
Tax-free, paid directly by VA
—
per month
The VA uses the “whole person” method, not simple addition. Each rating applies to the portion of the body that remains efficient, and bilateral conditions are grouped first before final combination.

Understand why your rating lands where it does.

Your combined rating affects more than monthly pay. It can influence access to dependent compensation, TDIU, healthcare priority, and other benefit pathways tied to your overall disability picture.

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Educational disclaimer

This tool is provided for educational purposes only and does not constitute legal advice, claims representation, or any guarantee of VA benefits outcomes. Monthly figures are estimates based on approximate 2026 VA compensation rates and may not reflect your exact payment. Always verify your official rating and payment at VA.gov or with an accredited VSO, attorney, or claims agent.

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